Life Expectancy and Longevity

“Generian”, our life expectancy solutions bring artificial intelligence, science and leading-edge medical expertise together to deliver fast and accurate estimations of life expectancy for the best possible prediction of life and healthy life span.

Leading the science behind life and healthspan projections

Lapetus scientists have close to 40 years of experience evaluating survival data. The data we use extends back more than five decades and our scientists understand how to access its predictive power. Our founders created the scientific field of biodemography in 1992 and the field is now an internationally recognized scientific discipline designed to understand, measure, and predict the combined biological and social determinants of health and longevity in populations and individuals.
Our Generian life estimate tools deliver hyper-personalized estimates of life span and healthy life span based on an individual’s unique attributes:

Instant, scientifically validated life estimates based on inherited and acquired risk factors utilizing proprietary longevity assessment tools.

An initial hyper-personalized estimate of lifespan based on unique attributes of the individual being assessed. Lapetus uses both inherited and acquired risk factors utilizing proprietary Lapetus longevity assessment tools to provide instant, scientifically validate health and life span assessments.

For unparalleled accuracy, our data-based life span estimates can be augmented by a full review by our panel of physicians. Our clinical team has expertise in gerontology, disease management and end-of-life care and have access to the latest breakthroughs in disease diagnosis and treatment and their consequences for survival.

Life Expectancy Product Options

Clinical Review

Hyper-personalized life expectancy estimate with a full medical review from our expert clinical panel

Rx Report

Simpler and faster than a full medical review, our clinical panel will review lab and medication history for a short form life expectancy estimate

Triage Report

Instant life expectancy estimates based on 14 basic health and demographic questions

Reconciliation Review

Our clinical team will compare and analyze the differences between a Lapetus Life Estimate and another provider’s Life Estimates

Experience a new age of health intelligence.

Our Life Expectancy calculator assessments are highly accurate, with a new algorithm that takes into account correlations and relationship between data rather than an additive approach. This unique algorithm gives greater level of insights and accuracy levels over 96%.

Lapetus is certified as a Life Expectancy Provider by the states of Florida and Texas.

Generian Life Estimates products in detail

Generian has four options for life estimates, each requiring different amounts of life insured data and each delivering different levels of personalized results.

Clinical Review

Our Clinical Review is a full medical record analysis by a physician. The result is a survival probability report that includes a summary of medical history, mortality, health status and life expectancy. Generian offers 3 turnaround time for Clinical Reviews:

  • Standard – 5 business day
  • Rush – 2 business day
  • Urgent – 8hr/1 business day

Rx Report

Our Rx report provides a simpler life estimate based on a physician review of prescription and lab records only. Offered at a lower cost than a Clinical Review, the Rx Report is often used as an initial assessment for lower value policies to determine whether a more comprehensive, full medical review is needed. Rx reports are returned within 3 business days.

Triage Report

The Triage Report instantly delivers three insights into an individual’s life estimate, including:

  • Point estimate life estimation
  • Mortality multiplier
  • Survival probability to age 100

The report is generated from 14 self-reported health and demographic questions. The more questions answered, the greater the predictive power. The Triage Report is a cost effective option that provides a first glance into the insured’s health and assists in deciding whether to order Rx or full medical records.

Reconciliation Review

Our Reconciliation Review is a comparison analysis between a Lapetus Clinical Review and 1-3 Life Estimate reports from other providers. This analysis is performed by the physician who completed the original Lapetus Clinical Review. Reconciliation reports provide an extra level of clarity and assurance when needed to make a decision between differing LE results. Reports are returned within 5 business days.