Life Expectancy and Longevity

Lapetus life expectancy solutions combine data science, longevity research and cutting-edge medical expertise to deliver fast and accurate survival probability reports.

Leaders in Longevity Science

Lapetus founders created the scientific field of biodemography in 1992, which is now an internationally recognized scientific discipline designed to understand, measure, and predict the combined biological and social determinants of health and longevity in populations and individuals. Our longevity scientists have close to 40 years of experience evaluating survival data and have a deep understanding of how to access its predictive power.

In addition to our biodemographers, we have over 30 board-certified physicians with expertise in gerontology, disease management and end of life care. Our clinical panel uses the latest research in diagnosis and treatment and their consequence on survival.

 Life Expectancy Reports

Pharmaceutical Report

Pharmaceutical reports provide a LE based on prescription and lab records retrieved from ExamOne.

Clinical Report

Our clinical report is an analysis of the insured’s full medical history.

Reconciliation Report

Reconciliation reports are a comparison analysis between a Lapetus clinical report and 1-3 LE reports from other providers.

Experience a new age of health intelligence.

Our hyper-personalized LE assessments take into account the correlation between patient data, impairments, treatment and research; rather than using an additive approach. All Lapetus LE reports are completed by board certified physicians whose specialities are matched to the insured’s impairments.

This unique method provides a greater level of insight and an actual to expected ratio of over 96%.

Lapetus is certified as a Life Expectancy Provider by the states of Florida and Texas.

Choose the Right Report for Your Investment Decisions

Lapetus has three options for life estimates, each requiring different amounts of life insured data and each delivering different levels of personalized results.

Physician Pharmaceutical Report

Pharmaceutical reports provide a LE based on prescription and lab records retrieved from ExamOne. Offered at a lower cost and a faster standard turnaround time, it is often used as an initial assessment for lower value policies to determine if a full medical review is needed.

● Completed by a board-certified physician
● Review of ExamOne prescription and lab records only
● 3-business day turnaround time

Physician Clinical Report

Our clinical report is a full medical record analysis. The result is a detailed survival probability report on the insured’s medical history, mortality and health status.

● Completed by a board-certified physician
● Review of full medical records
● 5-business day turnaround time
● Options for 2-day Rush and 1-day Urgent turnaround

Physician Reconciliation Report

Reconciliation reports are a comparison analysis between a Lapetus clinical report and 1-3 LE reports from other providers. This examination is performed by the same physician who completed the PCR. Reconciliations provide an extra level of clarity and assurance when needing to make a high-stakes decision.

● Completed by a board-certified physician and longevity scientist
● Compares a Lapetus Clinical Report to 1-3 other LE provider reports
● 5-business day turnaround time